We specialize in retirement and estate planning for pre-retirees and retirees. Our approach is holistic and addresses all 6 areas of financial management:

• Cash Flow Management; Emergency Fund, In-flows, Out Flows, Major Purchases, Retirement Income.

• Insurance Protection: Home, Auto, Liability, Health, Disability, Long-term Care and Life

• Debt Management: Mortgages, Auto Loans, Credit Cards, College Loans, Personal Loans

• Investment Management: Retirement Accounts, Tax-free Accounts, After Tax Accounts, and
  Opportunity Account like a Private Reserve

• Tax Minimization: Today, Over your lifetime and for Heirs at your passing

• Estate Planning: Trusts, Wills, Powers of Attorney for Health Care and Powers of Attorney for
  Finance. Saving money, Control, Ease, and Results.

 

We work with your other professional advisors; like CPA, Attorney, Mortgage Broker, Property and
Casualty Insurance agent, and Health Insurance agent, to put everyone on the same page to create a comprehensive, tailor made plan that you like and understand.